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Diploma in Banking Law – Theory and Practice

Post Graduate Diploma Courses

Eligibility – Any Degree

Duration – 6 months

Fees – Rs 15000/-  for Study Materials and One Final Test (Students who score 40% – Pass class, 50% – Second class,60% – First class, 75% – Distinction)

For online coaching classes – Separate fees of Rs 15000/-

Diploma Certificate is awarded at the end of the course. Mentioning the class obtained(Diploma not recognized by government – Useful only for Private Institutions).

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Diploma in Banking Law – Theory and Practice

The Diploma Course in Theory and Practice in Banking Law covers legal and regulatory aspects of banking operations, financial transactions, and dispute settlement.

Syllabus

Module 1: Introduction to Banking Law

Historical Background of Banking Law in India

  • Banking Regulations in India: Role of RBI
  • Banking as a Business: Functions and Importance

Module 2: Legal Framework Governing Banks

  • The Banking Regulation Act, 1949
  • The Reserve Bank of India Act, 1934
  • Negotiable Instruments Act, 1881 (Key Provisions)
  • Prevention of Money Laundering Act, 2002

Module 3: Bank-Customer Relationship

  • Types of Customers and Their Legal Rights
  • Obligations of Banks Towards Customers
  • Know Your Customer (KYC) Norms and Compliance
  • Banking Ombudsman Scheme

Module 4: Loans, Advances, and Recovery

  • Types of Loans and Advances
  • Legal Documentation for Loans
  • SARFAESI Act, 2002: Recovery of Debts
  • Debt Recovery Tribunals (DRTs) and Their Role

Module 5: Securities and Collateral in Banking

  • Types of Securities: Mortgage, Hypothecation, Pledge, and Lien
  • Legal Aspects of Asset-Based Lending
  • Securitization and Asset Reconstruction

Module 6: Negotiable Instruments and Dishonor of Cheques

  • Definition and Characteristics of Negotiable Instruments
  • Types of Negotiable Instruments (Cheques, Promissory Notes, Bills of Exchange)
  • Dishonor of Cheques: Legal Provisions Under Section 138 of NI Act

Module 7: Banking Frauds and Cyber Laws

  • Types of Banking Frauds (Forgery, Identity Theft, Phishing, etc.)
  • Legal Framework Against Financial Frauds
  • Cyber Laws Related to Digital Banking and Payments

Module 8: Foreign Exchange and International Banking

  • Foreign Exchange Management Act (FEMA), 1999
  • Role of Banks in Foreign Trade
  • Letters of Credit and International Banking Transactions

Module 9: Alternative Dispute Resolution in Banking

  • Mediation and Arbitration in Banking Disputes
  • Role of Lok Adalats and Consumer Forums
  • Judicial Trends in Banking Dispute Resolution

Module 10: Case Studies and Practical Applications

  • Landmark Supreme Court and High Court Judgments on Banking Law
  • Practical Aspects of Drafting Banking Legal Documents
  • Mock Trials and Legal Problem-Solving in Banking Cases

This syllabus provides a comprehensive approach to both the theoretical and practical aspects of banking law.

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